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In a world of dynamic needs, we have redefined expectations, transforming challenges into opportunities. With our Gold Loans, designed to align with your aspirations, we aim to make your financial journey not just smooth but a stepping stone towards your success.
We understand that financial needs can arise unexpectedly, and our attractive Gold Loan steps in, as a reliable partner in your journey towards achieving your goals. This is not just a Loan, but a financial solution designed for you and your needs.
Embark on your Gold Loan Journey with us. We assure you that we have just what you want with our wide range of schemes and flexible repayment options, suited to all your needs.
Get flexible repayment options tailored to your needs.
Protect your assets with 24/7 AI-powered advanced security systems.
Experience an effortless Gold Loan journey with minimal paperwork.
Get expert guidance and swift transactions at our branches.
Experience a transparent journey with low fees and no hidden charges.
| Schedule of Charges | Charges (Inclusive of GST) |
|---|---|
| Processing Fee for fresh loans | Up to 0.25% of the loan amount, subject to a minimum value of INR 50 and a maximum value of INR 1000 |
| Processing Fee for Top-up Loans | Up to 0.25% of the top up loan amount, subject to a minimum value of INR 50 and a maximum value of INR 1000 |
| Penal Charges | 24% PA to be charged on due principal and interest |
| Foreclosure Charges | Bullet Repayment Loans: If full loan amount is repaid within 7 days, minimum 7 days interest period to be serviced. Additional interest to be charged as Foreclosure charge (from the date of closure-to-7th day). EMI Loans: Foreclosure period to be one EMI cycle and foreclosure charges shall be maximum 2% of the amount outstanding. GST applicable on additional collection done over and above the interest for utilized period. (from the date of closure-to-first EMI date). | Other Charges |
| Bounce Charges | INR 500 |
| Duplicate NDC/NOC Charges | NA |
For a complete list of charges, please click here
Embarking on your Gold Loan journey with us is a straightforward process. To apply for our Gold Loan, simply ensure that you meet the following eligibility criteria:
18 - 65 years*
Indian
Officially Valid Documents
Once you are eligible, submit the following documents to get one step closer to your smooth financial journey.
Visit your nearest TVS Credit Gold Loan branch to apply and avail your Gold Loan.
Have your Gold, which you want to pledge, verified and share your KYC details.
Once verified, choose your preferred scheme, and your Loan will be disbursed accordingly.
| Branch | Address |
|---|---|
| Vadapalani Branch | 47/14a, Duraiswamy Road, Vadapalani, Chennai, Tamil Nadu – 600026 Get Directions |
| Madipakkam Branch | No.1B Medavakkam Main Road, Ullagaram, Chennai, Tamil Nadu – 600091Get Directions |
| Medavakkam Branch | No:11/330, Perumbakkam Main Road, Next to Canara Bank, Opposite to Arun Hospital, Medavakkam, Chennai, Tamil Nadu – 600100Get Directions |
| Iyyapathangal Branch | 8/43A, Mount Poonamallee Road, Ramachandra Nagar, Iyyapanthangal, Tamil Nadu – 600056. |
| Tambaram Branch | 7/16, Govindarajan street, West Tambaram, Tambaram, Chennai, Tamil Nadu – 600045 |
The loan amount for your gold loan is determined based on the value of your Gold. Our expert assessors will guide you through a transparent process to ensure you receive the maximum loan amount possible.
Absolutely! We understand that financial situations differ. So, we offer flexible repayment options, including EMIs, for your gold loan to suit individual preferences and financial capabilities.
If you are unable to repay the gold loan on time, reach out to our dedicated customer support team. We are here to work with you and help you find a suitable solution.
Your peace of mind is our priority. We employ advanced 24*7 monitoring systems to ensure the safety and security of your pledged Gold for your gold loan.
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