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In a world of dynamic needs, we have redefined expectations, transforming challenges into opportunities. With our Gold Loans, designed to align with your aspirations, we aim to make your financial journey not just smooth but a stepping stone towards your success.
We understand that financial needs can arise unexpectedly, and our attractive Gold Loan steps in, as a reliable partner in your journey towards achieving your goals. This is not just a Loan, but a financial solution designed for you and your needs.
| Schedule of Charges | Charges (Inclusive of GST) |
|---|---|
| Processing Fee for Fresh Loans | Up to 0.25% of the loan amount, subject to a minimum value of INR 50 and a maximum value of INR 1000 |
| Processing Fee for Top-up Loans | Up to 0.25% of the top up loan amount, subject to a minimum value of INR 50 and a maximum value of INR 1000 |
| Penal Charges | 24% per annum on due principal and interest |
| Foreclosure charges | Bullet Repayment Loans: If full loan amount is repaid within 7 days, minimum 7 days interest period to be serviced. EMI Loans: Foreclosure period to be 30 days for EMI Cases and foreclosure charges shall be maximum 2% of the amount outstanding |
| Other Charges | |
| Bounce Charges | INR 500 |
| Duplicate NDC/NOC charge | NA |
18 - 65 years*
Indian
Officially Valid Documents
| Branch | Address |
|---|---|
| Vadapalani Branch | 47/14a, Duraiswamy Road, Vadapalani, Chennai, Tamil Nadu – 600026 Get Directions |
| Madipakkam Branch | No.1B Medavakkam Main Road, Ullagaram, Chennai, Tamil Nadu – 600091Get Directions |
| Medavakkam Branch | No:11/330, Perumbakkam Main Road, Next to Canara Bank, Opposite to Arun Hospital, Medavakkam, Chennai, Tamil Nadu – 600100Get Directions |
| Iyyapathangal Branch | 8/43A, Mount Poonamallee Road, Ramachandra Nagar, Iyyapanthangal, Tamil Nadu – 600056. |
| Tambaram branch | 7/16, Govindarajan street, West Tambaram, Tambaram, Chennai, Tamil Nadu – 600045 |
Visit us at our branch from 9:30 AM to 6:30 PM, Monday through Friday. To view our holiday list, please click here. We look forward to serving you!
The loan amount for your gold loan is determined based on the value of your Gold. Our expert assessors will guide you through a transparent process to ensure you receive the maximum loan amount possible.
Absolutely! We understand that financial situations differ. So, we offer flexible repayment options, including EMIs, for your gold loan to suit individual preferences and financial capabilities.
If you are unable to repay the gold loan on time, reach out to our dedicated customer support team. We are here to work with you and help you find a suitable solution.
Your peace of mind is our priority. We employ advanced 24*7 monitoring systems to ensure the safety and security of your pledged Gold for your gold loan.
