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Credit Score
A higher credit score indicates better creditworthiness.
Income Level
Consistent and sufficient income enhances repayment capacity.
Employment Stability
Long-term employment or business stability is preferred by lenders.
Debt-to-Income Ratio
A lower ratio improves eligibility as it shows fewer liabilities.
Eligibility for a TVS Credit Personal Loans typically requires a stable income of more than ₹25,000 per month and a credit score of 700 or above.
At TVS Credit, the minimum salary should be at least ₹25,000, but it may vary depending on the lender.
At TVS Credit, we usually offer Personal Loan to individuals who have a stable income earning a minimum Rs. 25,000 per month. Check your eligibility and get disbursal within 24 hours with our paperless process. Our Call Centre is available to assist you in completing the journey without any hassles.