Terms and Conditions of our loan offers - TVS Credit >

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Terms and Conditions of our loan offers

Rs. 2025 Cashback offer – CG & ROMH2:

1.Loan at the sole discretion of TVS Credit Services Limited.

2.The minimum loan amount is Rs. 20,000/- for Refrigerator and Rs. 30,000/- for Air Conditioner to be eligible for the cashback.

3.This offer is only valid in selected outlets of Chhattisgarh & Maharashtra (ROMH 2, *region categorisation used by TVS Credit).

4.Offer Period: 11/04/2025 to 30/06/2025.

5.The cashback is only eligible for customers holding a CIBIL score of 750 & above or pre-approved customers selected at the discretion of TVS Credit.

6.The cashback will be credited within 60 days after the payment of first 3 EMIs without any bounces or overdue payments at the time of the payout process.

7.Processing fees and other applicable charges shall be payable.

8.TVS Credit may engage the services of agents for sales, marketing, and customer onboarding related to the offer.

9.This offer is subject to the general terms and conditions as mentioned below

Rs. 2000 Cashback on Samsung TAB S10 FE 5G & FE+ 5G:

1.Loan at the sole discretion of TVS Credit Services Limited.

2.Offer Period: 12/04/2025 to 15/04/2025.

3.The cashback is eligible for All CIBIL customers.

4.This offer is only valid on Samsung Tab S10 FE 5G & FE+ 5G.

5.Validation date should be in offer period only.

6.Processing fees and other applicable charges shall be payable.

7.TVS Credit may engage the services of agents for sales, marketing, and customer onboarding related to the offer.

8.This offer is subject to the general terms and conditions as mentioned below

SPRING HARVEST OFFER Cashback upto Rs. 5000 on CD & Rs. 3000 on Mobile:

1.Loan at the sole discretion of TVS Credit Services Limited.

2.The minimum loan amount is Rs. 25,000/- for Mobile and Rs. 30,000/- Consumer Durables to be eligible for the cashback.

3.This offer is only valid on all GT & MT outlets in TN, PY, KL, WB, BH, AS, JH & OR

4.Offer Period: 11/04/2025 to 15/04/2025.

5.The cashback is only eligible for customers holding a CIBIL score of 750 & above or pre-approved customers selected at the discretion of TVS Credit.

6.The cashback will be credited within 60 days after the payment of first 3 EMIs without any bounces or overdue payments at the time of the payout process.

7.Processing fees and other applicable charges shall be payable.

8.TVS Credit may engage the services of agents for sales, marketing, and customer onboarding related to the offer.

9.This offer is subject to the general terms and conditions as mentioned below.

10% upto Rs. 5000 – BAJAJ ELECTRONICS Cashback

1.Loan at the sole discretion of TVS Credit Services Limited.

2.The minimum loan amount is Rs. 40,000/- for Refrigerator and Air Conditioner to be eligible for the cashback.

3.This offer is only valid in all Bajaj Electronics outlets in AP, TS, DL, HR & UP

4.Offer Period: 11/04/2025 to 31/05/2025.

5.The cashback is only eligible for customers holding a CIBIL score of 750 & above or pre-approved customers selected at the discretion of TVS Credit.

6.The cashback will be credited within 60 days after the payment of first 3 EMIs without any bounces or overdue payments at the time of the payout process.

7.Processing fees and other applicable charges shall be payable.

8.TVS Credit may engage the services of agents for sales, marketing, and customer onboarding related to the offer.

9.This offer is subject to the general terms and conditions as mentioned below

Rs.3000 cashback on iPhone 16 series

1.Loan at the sole discretion of TVS Credit Services Limited

2. Offer period: 30th March 2025 to 29th June 2025.

3.This offer is only valid on iPhone 16 series smartphone across Unicorn stores in Punjab, Delhi, Gujarat, Himachal Pradesh, Haryana, Maharashtra, Goa, Punjab, Uttarakhand and Uttar Pradesh.

4.This offer is valid on loan amount of Rs.20,000 and above.

5.This offer is not valid for New to Credit (NTC) customers.

6.The cashback will be rewarded post successful payment of first 3 EMIs without any bounce

7.Customer is eligible for cashback only once during the offer period.

8.Processing fees and other applicable charges shall be payable.

9.TVS Credit may engage services of agents in sales/ marketing etc. of the offer and onboarding of customers.

Rs.2000 cashback on iPhone 12, 13, 14 and 15 series

1. Loan at the sole discretion of TVS Credit Services Limited

2.Offer period: 30th March 2025 to 29th June 2025.

3.This offer is only valid on iPhone 16 series smartphone across Unicorn stores in Punjab, Delhi, Gujarat, Himachal Pradesh, Haryana, Maharashtra, Goa, Punjab, Uttarakhand and Uttar Pradesh.

4.This offer is valid on loan amount of Rs.20,000 and above.

5.This offer is not valid for New to Credit (NTC) customers.

6.The cashback will be rewarded post successful payment of first 3 EMIs without any bounce.

7.Customer is eligible for cashback only once during the offer period.

8.Processing fees and other applicable charges shall be payable.

9.TVS Credit may engage services of agents in sales/ marketing etc. of the offer and onboarding of customers.

Two EMI Cashback on IFB AC & Refrigerator:

1.Loan at the sole discretion of TVS Credit Services Limited

2. This offer is valid on select IFB AC and Refrigerators at Aditya Vision outlets in Uttar Pradesh, Bihar and Jharkhand

3.Offer Period: 05/03/2025 to 30/06/2025.

4.This offer cannot be clubbed with any other cashback offer.

5.The cashback equal to 2 EMIs will be credited within 60 days after the payment of first 3 EMIs without any bounces or overdue payments at the time of the payout process.

6.Processing fees and other applicable charges shall be payable.

7.TVS Credit may engage the services of agents for sales, marketing, and customer onboarding related to the offer.

8.This scheme is subject to the general terms and conditions as mentioned below.

Rs. 2025 Summer Cashback offer:

1.Loan at the sole discretion of TVS Credit Services Limited.

2. The minimum loan amount is Rs. 20,000/- for Refrigerator and Rs. 30,000/- for Air Conditioner to be eligible for the cashback.

3. Offer Period: 01/03/2025 to 30/06/2025.

4. The cashback is only eligible for customers holding a CIBIL score of 750 & above or pre-approved customers selected at the discretion of TVS Credit.

5. The cashback will be credited within 60 days after the payment of first 3 EMIs without any bounces or overdue payments at the time of the payout process.

6. Processing fees and other applicable charges shall be payable.

7. TVS Credit may engage the services of agents for sales, marketing, and customer onboarding related to the offer.

8. This offer is subject to the general terms and conditions as mentioned below

General terms and conditions – Consumer Durable Offers & Schemes

• The Offer and/or Scheme is intended for the individual recipient only and cannot be assigned or passed on to someone else. Additionally, it cannot be used in conjunction with any other promotions or discounts. The Offer and/or Scheme does not hold any cash value, cannot be extended beyond its validity period, and cannot be negotiated or altered in any way.

• Participation in the Offer and/or Scheme is voluntary.

• Sanction of Loan is at the sole discretion of TVS Credit.

• In all matters related to the Scheme and Cashback computation, the decision of TVS Credit shall be final, conclusive, and binding on the customer, and shall not be disputed or challenged by the customer.

• These Terms shall be in addition to and not in substitution/ derogation to the Loan Terms and Conditions, KFS, Sanction Letter, signed by the customer with TVS Credit.

• TVS Credit shall not be liable in any manner for any loss, damage, or claim arising from the use of, or otherwise related to, any goods purchased by the customer under the Offer and/or Scheme; or caused by the delivery of such goods. .

• TVS Credit holds out no warranty or makes no representation about the quality, delivery or otherwise of the goods offered by the seller. Any dispute or claim regarding the goods purchased by the customer by availing this Offer shall be resolved by the customer with the seller directly without any reference or liability to TVS Credit.

• TVS Credit reserves the right to disqualify or remove any seller, Dealer, Store or customer from the benefits of the Offer and/or Scheme if any fraudulent activity is identified as being carried out for the purpose of availing the benefits under the Offer and/or Scheme. The decision of TVS Credit in this regard shall be final.

• The Offer and/or Scheme is not available wherever prohibited and/ or on products for which such programs cannot be offered for any reason whatsoever. The Offer and/or Scheme shall not be available wherever it is prohibited under law and/or cannot be made/continued for any reason whatsoever.

• TVS Credit shall not be obligated to make any public announcements of the results of the Offer and/or Scheme.

• Any person availing of any Offer and/or Scheme as listed on this website shall be deemed to have accepted these General Terms and Conditions.

• By participating in the Offer and/or Scheme, the customer agrees to be bound by these General Terms and Conditions. Participation is entirely voluntary and shall be deemed as such by the participants.

• Any taxes, liabilities, or charges payable to the government, statutory authorities, or participating establishments that arise for the qualified customer shall be solely borne by them. Additionally, any service charges or other charges related to the Offer and/or Scheme may also be the responsibility of the customer.

• Nothing contained herein amounts to a commitment by TVS Credit to conduct further, similar or other offers or schemes.

• TVS Credit reserves the right, at any time, without prior notice and without assigning any reason whatsoever, to add/alter/modify/change or vary all these terms and conditions or to replace, wholly or in part, this offers or scheme with another offer or scheme, whether similar to this or not, or to extend or withdraw it altogether.

• The offer and / or Scheme listed on the Website are by way of a special offer co-funded by TVS Credit & the seller/manufacturer for and nothing contained herein shall prejudice or affect the Loan Terms and Conditions executed by the customer with TVS Credit. The terms of the above schemes shall be in addition to and not in derogation of the Loan Terms and Conditions.

• Under no circumstances will the benefit offered under the Offer and / or Scheme be settled in cash in lieu thereof by TVS Credit.

• Any query regarding the program will be entertained till 30 days from the posting date. After said date the TVS Credit will not entertain any correspondence or communication regarding this Program from the cardholder.

• All communication/ notices with regards to this Scheme should be addressed to “TVS Credit Services Limited, Jayalakshmi Estates, No. 29, Haddows Road, Chennai, Tamil Nadu- 600006”.

• All disputes related to the scheme are subject to the exclusive jurisdiction of the competent courts/tribunals of Chennai.

Navratri offer – 12 free assured movie tickets

1. Loan at the sole discretion of TVS Credit Services Limited

2.Offer period: 30th March 2025 to 6th April 2025.

3.TVS Credit may engage services of agents in sales/ marketing etc. of the offer and onboarding of customers.

4.Offer valid only in Rajasthan and Gujarat

5.This offer is not valid for New to Credit (NTC) customers.

6.Duration of loan approval may vary depending on the external parameters.

7.Funding of vehicle will be based on customer’s profile.

Offer on TVS Mopped:

1.Loan at the sole discretion of TVS Credit Services Limited.

2.Offer Period : 12/04/2025 to 30/04/2025

3.This offer is valid exclusively for select customers who have previously availed loans from TVS Credit Services Limited and are eligible for a pre-approved loan.

4.The offer applies only to the exchange of MOPED vehicles with new MOPED vehicles purchased from authorized TVS Motors dealers located in Tamil Nadu and Puducherry.

5.Customers will not be eligible for this offer if the loan is cancelled prior to disbursement.

6.TVS Credit Services Limited reserves the right to modify or cancel this offer at any time without prior notice.

7.Loan approval is subject to the sole discretion of TVS Credit Services Limited.

8.Processing fees and other applicable charges shall be payable.

9.The jurisdiction for any disputes arising from this offer shall be exclusively in Chennai.

10.TVS Credit Services Limited may engage the services of agents for sales, marketing, and customer onboarding related to the offer.

11.This offer is subject to the general terms and conditions as mentioned below.

Offer on TVS Sports:

1.Loan at the sole discretion of TVS Credit Services Limited.

2.Offer Period: 12/04/2025 to 30/04/2025

3.The offer is valid only for select customers who have previously availed loan from TVS Credit Services Limited and are eligible for pre-approved loan.

4.The offer is valid only for the purchase new TVS SPORTS vehicles from TVS Motors authorized dealers situated at Tamil Nadu, Andhra Pradesh, Uttar Pradesh, Bihar, Madhya Pradesh, Rajasthan, Haryana, and Telangana.

5.Customer shall not be eligible for the offer if the loan is cancelled during the offer period.

6.TVS Credit Services Limited reserves the right to modify or cancel the offer at any time without prior notice. The decision of TVS Credit Services Limited shall be final.

7.The jurisdiction for any disputes arising from this offer shall be Chennai.

8.TVS Credit Services Limited may engage the services of agents for sales, marketing, and customer onboarding related to the offer.

9.This offer is subject to the general terms and conditions as mentioned below.

Offer on TVS Ronin:

1.Loan at the sole discretion of TVS Credit Services Limited.

2.Offer Period: 12/04/2025 to 30/04/2025

3.This offer is valid exclusively for select customers who have previously availed loans from TVS Credit Services Limited and are eligible for a pre-approved loan.

4.The offer is applicable only for the purchase of TVS SPORTS vehicles from authorized TVS Motors dealers situated across India.

5.Customers shall not be eligible for this offer if the loan is cancelled during the offer period.

6.TVS Credit Services Limited reserves the right to modify or cancel this offer at any time without prior notice. Loan approval is subject to the sole discretion of TVS Credit Service Limited.

7.Processing fees and other applicable charges shall apply.

8.The jurisdiction for any disputes arising from this offer shall be exclusively in Chennai.

9.TVS Credit Services Limited may engage the services of agents for sales, marketing, and customer onboarding related to the offer.

10.This offer is subject to the general terms and conditions as mentioned below.

Two Wheeler Loan Offer Terms and Conditions :

1. Loans at sole discretion of TVS Credit Services Limited only

2. Funding of vehicle will be based on customer’s profile

3. Duration of loan approval may vary depending on the external parameters

4. The Scheme is subject to all applicable central, state laws and regulations of India.

5. TVS Credit reserves the right to exclude any person from the Scheme at any time by any reason whatsoever.

6. This Scheme is applicable only for the individual who purchases two-wheeler from TVS Credit authorised dealers and multi-brand outlets (MBO) and also avails two-wheeler loan from TVS Credit across India.

7. This Scheme is not applicable for institutional, organisational or corporate purchases.

8. This Scheme is open for all the individuals with the exception of employees of TVS Credit and their relatives, agents, distributors, dealers etc of TVS Credit.

9. TVS Credit shall not be responsible for any NDNC (National Do Not Call) Registry regulation. All Customers who participate hereby agree and give express consent to TVS Credit for the Offer that even if they are registered under NDNC, DND (Do not disturb), TVS Credit, will have the valid authority to call or send SMS and/or email such shortlisted participants, by virtue of them having voluntarily participated in the Offer.

10. In case of dispute/difference with reference to Scheme, then the courts at Chennai shall have exclusive jurisdiction to entertain the same..

11. TVS Credit reserves the right to change, defer, alter or cancel this Scheme in part or in full, or change any of all the terms and conditions of the Offer without intimation to the Customer or any other body or entity.
The decision of TVS Credit shall be final in all regards and no communication, queries or complaints shall be entertained in this regard.

12. Failure to exercise or delay in exercising a right or remedy provided hereunder or by law does not constitute a waiver of the right or remedy of other rights and remedies on the part of TVS Credit.
Other loan related Terms and Conditions shall also be applicable

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