Dr. Deepali Pant Joshi

Dr. Deepali Pant Joshi, is a doctorate, holds a Master’s Degree in Arts from the University of Allahabad, law graduate from the University of Lucknow and also completed the Harvard University Harvard Asia Centre Post-doctoral work in Finance and Economics (on secondment from the RBI). She has more than four decades of experience in the formulation of macro- economic policies. Dr. Deepali Pant Joshi joined as a Direct Recruit Grade B officer in 1981 and retired after a long and distinguished career as Executive Director. She headed various departments in RBI including the Department of Rural Planning and Credit and Financial Inclusion Department and Customer Service & Financial Education Department. During her long career with RBI, she had also held some key positions like:

• Banking Ombudsman for the State of Andhra Pradesh
• Regional Director at RBI Jaipur
• RBI Banking operations in Rajasthan
• Principal Bankers Training College, Mumbai,

She also handled the other important assignments as Chief General Manager incharge Rural Planning Credit Department, Planning Commission, Member 12th plan group on rationalisation of Government Sponsored Schemes, Malegam Committee on Interests and Concerns in the Microfinance Sector, Committee on comprehensive services for small businesses and low income households and G-20 India Expert on the Financial Inclusion and Payment Systems Expert Group.

She has published various books on Economics, Financial Inclusion and Sustainable Development.